Delaware

The Financial Game Plan for Kids

*While these are the state’s standards, we recommend starting our program in grade 3 to ensure students are ready for the more advanced money concepts we cover.

We believe financial literacy starts with clear, age-appropriate skills that grow with students. Delaware’s standards guide our curriculum so children learn how money works, how to plan for the future, and how to make choices that reflect their goals and values.

Here’s how we connect:

  • Financial Planning & Decision-Making: We help students understand different jobs and skills, set achievable goals, and see how career choices can shape their quality of life.

  • Saving & Investing: Students learn how saving builds toward important goals and how investing can be a tool for long-term growth.

  • *Money Management (K–3): We introduce the difference between needs and wants and guide students in creating simple spending plans that encourage thoughtful choices.

  • Money Management (4–5): Students practice setting and prioritizing goals, building budgets, and adjusting plans when circumstances change.

  • Risk Protection (All Grades): We explore ways to safeguard against financial risks, from protecting personal property to understanding how insurance can reduce loss and provide security.

Students gain the knowledge, decision-making skills, and confidence to meet Delaware’s expectations and to carry those skills into everyday life.

The Financial Game Plan for Teens

Our teen curriculum meets Delaware’s expectations for preparing students to manage money, plan for their future, and protect their financial well-being. Lessons connect directly to real-life situations teens face now and will encounter as young adults, from their first paycheck to major purchases and investments.

Here’s how we connect:

  • Financial Planning & Decision-Making: Teens set personal financial goals, create earning–spending–saving plans, and use problem-solving strategies to weigh the outcomes of different choices.

  • Money Management: Students learn to collect information, plan, and budget wisely. They explore the pros and cons of various payment methods, and how credit history and ability to pay can impact future opportunities.

  • Saving & Investing: Teens explore different savings and investment options, weighing the potential risks and returns of each to make informed choices that fit their goals.

  • Risk Protection: Students gain skills to assess financial risks and explore products, such as insurance and fraud protection, that safeguard income, property, and identity.

Graduates not only meet Delaware’s standards but also leave with the confidence and tools to make informed financial choices throughout life.