Maine
The Financial Game Plan for Kids
*While these are the state’s standards, we recommend starting our program in grade 3 to ensure students are ready for the more advanced money concepts we cover.
Maine’s elementary financial literacy expectations introduce students to the value of money, the many ways it can be used, and the importance of planning ahead.
Starting in kindergarten, students recognize that money has value and can be exchanged for goods and services. As they progress, they learn that spending, saving, and sharing are all important ways to use money wisely. By grade 2, they begin to see planning for the future as an essential part of money management, while grade 3 encourages them to connect personal choices with financial consequences in everyday situations.
Upper elementary grades expand these concepts by exploring how financial institutions help manage money (grade 4) and how choices relate to the use of financial resources and institutions (grade 5).
Our curriculum brings these standards to life with stories, activities, and real-world examples that make money concepts clear, relatable, and engaging for Maine’s youngest learners.
The Financial Game Plan for Teens
The Financial Game Plan for Teens aligns with Maine’s personal finance standards by introducing practical strategies for managing money, building credit, and planning for long-term security.
ME.PFE.1 – Managing money (saving, investing, credit, debt) – Students explore saving strategies, responsible borrowing, credit management, and long-term investing, with an emphasis on compounding and disciplined decision-making.
ME.PFE.2 – Credit, risk management strategies – Lessons demonstrate how deductions and payroll affect disposable income and introduce insurance, emergency funds, and fraud prevention as tools for managing risk.
ME.PFE.3 – Role of institutions, markets, government – Students learn how banks, markets, and economic policies influence savings, investment decisions, and the housing market.
This alignment ensures students not only meet Maine’s expectations but also build real-world skills to confidently navigate financial decisions.